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ANNUITIES: |
A COMPARISON WITH CDs AND BONDS |
|
|
|
|
Tax Deferred Fixed Annuity |
Municipal Bond |
Certificate of Deposit |
Corp. Bond |
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Is diversification and safety provided? |
YES |
NO |
YES |
NO |
|
Is your money free from Market risk/price fluctuation? |
YES |
NO |
YES |
NO |
|
Are your interest and principal guaranteed? |
YES |
NO |
YES |
NO |
|
Is your interest tree from current income taxation? |
YES |
YES |
NO |
NO |
|
Do your interest earnings accumulate without affecting taxation
of your Social Security? |
YES |
NO |
NO |
NO |
|
Can you make cash withdrawals without a penalty? |
YES |
YES |
NO |
YES |
|
Is there automatic avoidance of probate expenses and delays? |
YES |
NO |
NO |
NO |
|
Does the purchase avoid incurring a sales charge? |
YES |
NO |
YES |
NO |
|
Is there a provision to provide a guaranteed lifetime income
with additional tax advantages? |
YES |
NO |
NO |
NO |
